TUCKER T. OLSON

Overview and Objectives

Past transitions reflect the pursuit of growth or better alignment—particularly when exploring roles outside of traditional credit, such as sales-side positions or work with non-traditional lenders. Through that process, I’ve identified that I’m most effective on the credit side of traditional banking, in settings that offer structure, visibility, and direct collaboration with leadership and peers. While a hybrid or in-office role would be ideal, I remain open to remote opportunities that support clear communication, defined goals, and meaningful collaboration. I’m seeking a long-term role where I can contribute meaningfully and continue building my career in Credit Risk Management.

Tower Bank and Trust

Credit Department Intern | Summer 2013

Summer internship completed while pursuing my Bachelor of Science in Finance at Ball State University. Returned to school to finish my degree. Tower Bank was acquired shortly thereafter, precluding further employment opportunities.

Lake City Bank

Bank Teller | August 2014 – May 2015

Credit Analyst | May 2015 – May 2017

Joined Lake City Bank to gain experience in commercial credit and lending. Quickly promoted from Bank Teller to Credit Analyst, a role held for two years. Offered promotion to Senior Credit Analyst but accepted a significantly higher-paying role at Salin Bank to move to Indianapolis.

Salin Bank and Trust Company

Commercial Credit Underwriting Officer | May 2017 – August 2018

Business Banking Relationship Manager | August 2018 – February 2019

Promoted to Relationship Manager after strong performance. Employment ended due to acquisition by Horizon Bank.

Veritex Community Bank

Commercial Underwriter | April 2019 – June 2019

Accepted role in Dallas, TX, seeking career growth. Resigned due to family bereavement, growing homesickness, and associated mental health struggles.

Wintrust Bank

Business Banking Relationship Manager | October 2019 – December 2019

Found role in Chicago, IL due to limited opportunities in Fort Wayne, IN. Quickly realized role and location mismatch, leading to agreement to part ways.

First Internet Bank of Indiana

SBA Underwriter/Analyst | February 2020 – September 2020

Via professional connection, accepted position in Indianapolis, IN due to limited opportunities in Fort Wayne, IN. Pandemic-induced isolation and continued desire to return permanently to Fort Wayne prompted departure after First Internet Bank mandated return-to-office.

3 Rivers Federal Credit Union

Credit Analyst | September 2020 – March 2021

Senior Credit Analyst | March 2021 – December 2021

Accepted remote work opportunity and promoted quickly due to strong performance. Departed following mandated return-to-office directive conflicting with personal health requirements.

Ready Capital Lending

Analyst (SBA) | January 2022 – July 2022

Accepted the role as a step down in title and compensation to re-enter the SBA lending space and maintain remote flexibility. Departed after promotion to Underwriter failed to materialize despite strong performance, expanding responsibilities, and prior assurances that the role would be transitional.

Alter Domus

Analyst, Sr. Associate | July 2022 – February 2023

Hired for a specific large-scale project that ultimately did not materialize, leading to layoff.

Aion Financial Technologies

Senior Underwriter | April 2023 – November 2023

Accepted position out of immediate financial necessity. Laid off due to significant reduction in lending pipeline volume and a resulting mismatch between my experience and their micro-loan operational needs.

OpnLend Inc.

Founder | November 2023 – Present

Started personal project to develop and leverage expertise independently in lending technology and processes.

EverythingALS

Research Coordinator (Independent Contractor) | March 2024 – May 2024

Interim contract role taken due to difficult job market conditions, leveraging personal volunteer involvement in ALS community.

The Hicksville Bank

Commercial Lender | May 2024 – August 2024

Accepted role under specific expectations which changed shortly after hiring. Employment ended due to bank realignment with previously preferred candidate.

Community State Bank of Avilla

Senior Credit Analyst | October 2024 – March 2025

This was a stable and fulfilling credit role. However, internal advancement was limited exclusively to Commercial Lending—a path I had pursued more than once earlier in my career but ultimately found was not the right fit. I’ve since reaffirmed my long-term commitment to credit and underwriting. I accepted this position at a 25% pay cut from my previous role, but unexpected medical expenses later made a higher salary necessary. I left to accept a significantly higher-paying offer.

Locus Bank

Senior Solar Credit Analyst | March 2025 – June 2025

Accepted the role based on assurances of long-term stability and growth. However, significant organizational instability quickly became apparent—as I reported to three different direct supervisors within 90 days. Coupled with the absence of defined performance goals and increasing uncertainty due to legislative cuts to solar tax credits, I raised concerns in good faith about role clarity and long-term direction. My employment was terminated the following day.